Omni-Terminal

Profit Operating System

Transforming POS from Point of Sale to Profit Operating System

The Nigerian POS Reality

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Cash Dispensing
Primary business model
Consumers Visit You for Cash
You become the local ATM
📊
Limited Earnings Visibility
No clear profit insights

Current State: POS = Point of Cash Dispensing

Our Vision: POS = Profit Operating System

Welcome to Your Profit Operating System

Daily Greeting

"Welcome to your Profit Operating System

You made additional ₦5,000 in profit yesterday

Ready to get this day started and make more?"

5 Core Activities

Place Order

Order from suppliers (Omnibiz, Multipro, Flour Mills, etc.)

Take Order

Voice-powered customer orders

Mopup Cash

Convert cash to digital money

View Wallets

Manage all digital wallets

Data & Performance

Business analytics dashboard

Take Order: The Game Changer

Voice-Powered Ordering

Natural conversation → Instant order processing

Traditional Way

❌ Search through SKU lists

❌ Manual quantity entry

❌ Price input

❌ Generate invoice

Our Way

✅ Natural voice commands

✅ AI-powered SKU matching

✅ Instant local processing

✅ Seamless payment integration

Voice Ordering in Action

Customer: "Hello, do you have Indomie?"

Retailer: "Yes, we do. ₦5,000"

Customer: "That's fine, bring it"

AI Processing Pipeline

Speech → Text → NLP → Local SKU Matching → Order Creation

Voice Ordering Flow

Tap "Take Order"
Say "Create Order"
Voice: "1 carton Indomie onion 5000"
Say "Confirm Order"
Enter customer phone
Payment via OmniPay

Seamless Integration

From voice command to payment - all in one continuous flow

Smart Credit Scoring

More Orders = Higher BNPL Limits

Every customer order creates valuable transaction data for credit assessment

Traditional Credit Scoring

📋 Manual paperwork

🏦 Bank statements required

⏳ Slow approval process

💰 Low initial limits

Our Smart Scoring

📊 Real-time transaction data

🎯 Customer demand patterns

⚡ Instant limit adjustments

📈 Growing credit capacity

The Virtuous Cycle

How taking orders creates a powerful growth engine

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1. Take More Orders

Voice ordering makes it faster and easier to serve customers

📊

2. Generate Data

Sales patterns prove your business performance to our system

The Growth Engine Continues

💳

3. Higher BNPL Limits

Algorithm increases your supplier credit automatically

📦

4. Stock More Products

Better inventory attracts more customers and orders

Result: Every order you take today increases your buying power tomorrow

Technical Innovation

Local SKU Database

• Instant fuzzy matching

• Real-time sync engine

• Offline capability

AI-Powered NLP

• Natural language processing

• Context understanding

• Multi-item recognition

Example: "3 cartons of Dano 6000" → SKU: Dano, Qty: 3, Price: ₦6,000

Premium Membership

₦60,000/Year

Zero POS Fees

No charges on payments

3-Day Interest Free

BNPL without interest

Supplier Cashbacks

Earn on every order

BVN-Based Identity

Cross-platform benefits across entire Omniretail ecosystem

How to Subscribe

Simple 3-step process in your wallet

👑

1. Tap Upgrade

See membership banner in your wallet and tap upgrade

💳

2. Pay ₦60,000

Payment deducted from your wallet balance only

3. Instant Benefits

All premium features activated immediately

Required: Ensure wallet balance ≥ ₦60,000 before subscribing

Membership Benefits

What you get immediately after subscribing

Zero POS Fees

No charges on all POS transactions

Higher BNPL Limits

Increased supplier credit capacity

3-Day Interest Free

BNPL without interest for 3 days

Supplier Cashbacks

Earn money on every supplier order

Premium Status

Cross-platform benefits across all Omniretail services using your BVN

Track Your Membership

Monitor your premium status and earnings

👑

Premium Active

Until December 2025

💰

Total Saved

₦21,350

Fees Saved

₦8,900

This month

Cashbacks

₦12,450

Total earned

BNPL Limit

₦180K

Available

Auto-Renewal: Membership renews automatically in 11 months

Impact for Retailers

Transforming daily operations and profitability

🚀
Faster Processing
Voice vs Manual ordering
💰
Increased Revenue
More sales opportunities
📱
Digital Transformation
Cash to digital transition
📈
Higher BNPL Limits
Data-driven credit growth

Key Insight: "1 naira is a lot of money in retail" - Every efficiency gain and cashback matters

Lower Cost of Retention

How transaction volume drives customer stickiness for Omniretail

The Lock-In Effect

More Orders Taken → Deeper Platform Integration → Lower Churn → Reduced Retention Costs

Transaction Depth

Retailers become dependent on our POS, BNPL, and supplier ecosystem

Switching Costs

Business data, credit history, and workflows are tied to our platform

Network Effects

Suppliers and customers are integrated - leaving breaks connections

Lower CAC Impact

Less spend on expensive acquisition when customers stay longer

Omniretail Ecosystem

Multiple Suppliers

Omnibiz, Multipro, Flour Mills & more

Omni-Terminal

Profit Operating System

OmniPay

Customer Payments

Complete Retail Solution

From supplier procurement to customer sales - all integrated

Transform Your Business

From Point of Sale

To Profit Operating System

Ready to revolutionize Nigerian retail?

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Driving transaction volume to reduce retention costs and increase ecosystem stickiness